Debt-to-Income Ratio
You have come to this site because you have some concerns. Please read on.
This calculator is used to measure the amount of debt you have as compared to your income. To use this calculator you need to know your gross income (before taxes) and your monthly debt payments (excluding mortgage/rent).
Input Monthly Income & Debt
The above simple test is one method of predicting whether your personal or business affairs are becoming insolvent or not.
If you have a debt to income ratio of 50% or more you may be in danger of becoming insolvent or your finances will need to be closely investigated.
In order to enquire where all your money is being spent please fill out the "Budget Calculator"